Frequently asked questions

At APG Capital, we understand that making an informed investment decision is essential.

Our Frequently Asked Questions section is here to provide clarity on how our investment opportunities work, and what you can expect when partnering with us.
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Explore the answers below to learn more about how we can help you achieve your financial goals.
Who are APG Capital Ltd?
APG Capital is a property investment and development company focused on delivering high-quality residential developments in the North West of England, particularly in key growth cities like Manchester and Liverpool.

We provide investors with bespoke, expertly managed property investment opportunities that offer security and strong potential returns.
What types of investment opportunities does APG Capital offer?
We offer a range of property-backed investment opportunities, including:

Portfolio Loan Note: The APG Capital Portfolio Loan Note provides a robust opportunity for investors looking to benefit from UK property development without requiring large capital reserves or managing projects. With a proven track record, APG Capital offers an attractive combination of fixed returns and asset-backed security.

‍Project-Based Investment: Become a direct participant in one of APG Capital’s exciting property development projects. By investing in a specific project, you have the opportunity to share in both the financial returns and the success of bringing a premium development to completion.

‍Buy-To-Let Purchase: We offer turnkey property investments that provide hassle-free, hands-off oportunities, delivering consistent returns with full property management, ideal for investors seeking passive income.
What is  a UK Property Investment Loan Note?
A UK Property Investment Loan Note is a type of financial instrument where you lend money to a property development company in exchange for fixed returns.

With APG Capital’s loan notes, your investment helps fund specific property developments, and in return, you receive regular interest payments and the return of your capital at the end of the loan term.

This offers a hands-off approach to property investment, allowing you to benefit from real estate development without owning or managing property directly.
Who can invest with APG Capital?
Investments with APG Capital are typically available to high-net-worth individuals and sophisticated investors.

These investors understand the risks associated with property investments and are able to make informed decisions about the suitability of the opportunities we offer.
What are the benefits of investing in property with APG Capital?
Investing with APG Capital offers several benefits:

‍Proven Track Record: We have successfully developed over 500 residential units and have £30 million in our development pipeline.

‍Strong Returns: Our investment opportunities are designed to deliver competitive returns, whether through loan note interest payments or capital growth in equity investments.

‍Hands-Off Investing: With our fully managed development projects, investors benefit from property returns without needing to be directly involved in the day-to-day management.

‍Prime Locations: We focus on high-demand areas in the

‍North West of England, where property values are steadily rising.
How will my money be used?
Your investment with APG Capital will be used to fund carefully selected property development projects.

Specifically, your funds will help cover the costs associated with acquiring land, construction, and development of residential properties. Each project is thoroughly vetted to ensure it meets our high standards, and your money is directed towards creating high-quality housing in key locations, primarily in the North West of England.

By investing, you are directly contributing to the successful delivery of these developments, while earning returns through a structured loan note investment.
How secure are APG Capital investments?
APG Capital takes the security of your investment seriously.

Our loan notes are often secured against property assets, reducing the risk to investors. In addition, we conduct thorough due diligence on all projects to ensure that our developments are financially viable and located in areas with strong market demand.
What is the typical return on investment?
Returns vary depending on the specific investment.

Loan notes offer fixed interest payments over a set term, while equity investments can provide higher returns based on capital growth as property values increase. Although past performance is no guarantee of future results, we aim to deliver competitive returns that meet or exceed market expectations.
When will receive my interest?
With APG Capital's loan notes, investors typically receive their interest payments on a quarterly basis. The exact schedule of payments will be outlined in the terms of your specific loan note agreement.
You will be informed in advance of when to expect your payments, ensuring a clear and transparent process throughout the duration of your investment.
Why should I choose APG Capital?
APG Capital offers a unique combination of:

‍Local Expertise: We specialize in the North West of England, one of the UK’s fastest-growing property markets.

‍Proven Success: With over 500 units delivered and a strong pipeline of projects, we have a track record of delivering value to our investors.

Tailored Opportunities: Our investments are designed to meet the needs of both income-focused and growth-focused investors, with options for fixed-income loan notes or long-term capital growth.

‍Transparency and Trust: We pride ourselves on offering clear, honest communication throughout the investment process, ensuring that our investors feel confident every step of the way.
Are APG Capital’s investments regulated by the Financial Conduct Authority (FCA)?
No, APG Capital’s loan notes and other investment products are considered unregulated investments, meaning they are not covered by the Financial Services Compensation Scheme (FSCS) or the Financial Ombudsman Service (FOS). It is important for investors to understand the risks and to seek independent financial advice before making any decisions.
Can I visit the development sites?
Yes, we encourage investor engagement. If you would like to visit one of our development sites, we can arrange a visit for you. Seeing the progress and location of your investment can provide added confidence in the project.
How does APG Capital ensure the success of its developments?
Our success is driven by a combination of:

‍Careful Site Selection: We focus on prime locations with strong demand for residential housing.

‍Experienced Team: Our team of property professionals has decades of experience in delivering successful projects.

‍Thorough Due Diligence: We conduct extensive research and financial planning before committing to any project, ensuring its viability and profitability for our investors.
How do I monitor the performance of my investment?
Once invested, you will receive regular updates on the progress of your development or investment project. Our team will keep you informed of key milestones, market trends, and any important developments related to your investment.

We are also excited to announce that we are planning to launch an investor portal soon, where you will be able to log in and monitor your investment 24/7.

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Current Developments

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Development in progress
Southport, Merseyside

Chapel Street

GDV:
£5.2 million
Units:
30

Located in the heart of Southport, the Chapel Street Development is an exciting project that transforms a former BHS department store into 30 high-quality apartments. The development will feature 27 two-bedroom and 3 one-bedroom apartments, designed to meet modern living standards in a prime town centre location.

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Completed
Crosby, Merseyside

College Avenue

GDV:
£2.1 million
Units:
12

APG Capital transformed this Victorian building, originally two derelict properties, into 12 luxury apartments. The development included restructuring, demolishing dilapidated outriggers, and adding two large extensions to enhance living space.

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Development in progress
Birkenhead, Merseyside

Cole Street

GDV:
£6.8 million
Units:
47

The Cole Street Development transforms a historic school building into 47 prestigious apartments in the heart of Wirral. Blending historical architecture with modern design, it offers stunning views, high-quality finishes, and excellent connectivity.

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Development in progress
Mossley Hill, Merseyside

Rose Lane

GDV:
£ 3.7 million
Units:
18

The Rose Lane Development, in Mossley Hill, transforms a former pub and bowling green into 18 luxury apartments across 3 buildings. Designed for modern living, it offers residents comfort, style, and convenience in a vibrant Liverpool neighborhood.

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